The Market
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Tips on Using Salt to Melt Ice Safely Around Your Home
February 1st 2012 |
Read this article at: houselogic.com Here: http://www.houselogic.com/home-advice/seasonal-maintenance/salt-ice-winter-maintenance/
There’s no denying
it: Ice on steps and walkways is extremely dangerous, leading to
countless injuries each year. It’s bad enough if you or a family member
take a tumble, but it may be even worse if someone else does. Under
certain circumstances, you could be liable if someone slips and injures themselves while on your property.
Thankfully, salt and ice can’t
co-exist. Commercial deicers use various chemical variations of salt to
melt away dangerous ice on patios, walkways, and driveways.
Unfortunately,
those same chemicals can harm fish, wildlife, and household pets. In
addition, they can corrode your hard masonry outdoor surfaces.
How salt works on ice
Salt
and deicers are effective ice-melting agents because they lower the
freezing point of water, turning ice back into water. Salts and deicers
are cheap, effective, simple to use, and easier than attacking ice with
brute physical force.
What’s the problem?
That
same chemical magic that turns ice into water creates a very salty
brine that can make household pets sick, and eats away at outdoor
hardscaping made of concrete, brick, and stone.
Deicing products
also can damage your plants by altering the chemical composition of the
soil in planting beds and yards. Inside the home, tracked-in salt can
mar carpets and wood floors.
The problem is bigger than your back yard, too.
“Salt
is very soluble, and it runs off into nearby creeks, rivers, and lakes,
where it can have a tremendous effect on native plants,” explains Jim
Bissell, Director of Conservation at Cleveland’s Museum of Natural
History.
Deicing products are blamed for fish and amphibian
kills, aquatic dead zones, and corrosion of vehicles, bridges and
roadways, plus a host of other environmental ills.
Choosing the right salt and deicing product
As a shopper for deicing products, you’ll have to balance your needs with any environmental concerns.
Ignore
packaging promises like “natural,” “pet-friendly,” or “environmentally
safe” — those labels can be misleading and inaccurate. Buyers should
also take with a grain of salt claims that a product works to sub-arctic
temps, as those results rarely are duplicated in real-world
applications.
In general, the lower the price of the product, the
more salt it contains and the more potentially harmful it is to the
environment. Check product labels to figure out the chief ingredients in
these popular deicing products:
- Sodium chloride: Also known as rock salt, this
basic compound is one of the cheapest ice melters on the market. It has
the lowest price per pound, but it’s the hardest on the environment and
not that effective at temps less than 15 degrees F. Cost: $6 for a
50-lb. bag.
- Calcium chloride: One of the best choices for
super-cold climates, it’s effective down to minus 25 degrees F. It’s a
better environmental choice than sodium chloride. Cost: $20 for a 50-lb.
bag.
- Calcium magnesium acetate: Relatively new on the
market, it’s a salt-free product that’s touted as environmentally
friendly, but that claim has yet to be tested in the long run. It costs
more than other deicers. Cost: $30 for a 50 lb. bag.
Other options
Unfortunately, there are few
proven eco-friendly alternatives to chemical deicers. Some products have
lower salt content but include glycols, fertilizers, and urea, which
are blamed for aquatic dead zones, algae blooms, and other water-quality
issues.
Sand does not melt ice, but it can aid in traction.
While not directly harmful to the landscape, sand can clog storm sewers
and it must be cleaned up at some point by the home owner.
Tips for using deicing products
- Buy the right blend. By having a product that best suits your climatic conditions and average low temps, you’ll need to use less of it.
- Keep walkways shoveled in the first place as snow quickly becomes ice when walked upon.
- Pre-treat walkways before the storm hits. You’ll need less deicer in the long run.
- Mix sand with salt — you’ll use less to melt ice, and gain the traction provided by sand.
- Store ice-melt products in airtight containers to maintain maximum effectiveness.
Read more:
http://www.houselogic.com/home-advice/seasonal-maintenance/salt-ice-winter-maintenance/#ixzz1l90q17Ux
Five Great Things about Homeownership
January 31st 2012 |
Read this article on Realtytimes.com:
http://realtytimes.com/rtpages/20111102_great.htmFive Great Things about Homeownership
by Carla Hill
If you've been on the fence about homeownership, now is the time to
take a leap! Don't let the negative press deter you from one of life's
greatest joys.
Take a look at five short and sweet reasons that homeownership is great!
1. Equity. When you pay rent, you never see that money again. It
is lining the landlord's pocket. Yes, buying a home may come with some
hefty initial costs (downpayment, closing costs, inspections), but you
will make that money back over time in equity built in the home.
Historically, homes appreciate by about 4 to 6 percent a year. Some
areas are still experiencing normal appreciation rates. For the areas
that have seen harder times since the recession, experts feel that the
housing market will recover. Homeownership is about building long-term
wealth. A home bought for $10,000 in 1960 is most likely worth 10 times
that in today's market.
2. Relationships: Renters tend to see their neighbors come and go
quickly. Some people sign year leases while others are in the community
for much shorter terms. Apartment complexes also tend to have less
common shared space for people to meet, greet, and socialize.
Homeowners, however, have yards, walking trails, or community pools and
clubhouses where they can get to know each other. Neighbors stay put
much longer (at least three to five years if they hope to recoup their
closing costs). This means more time to develop relationships. Research
has shown that people with healthy relationships have more happiness and
less stress.
3. Predictability: Well, as long as you have a fixed-rate term on
your mortgage it's predictable. Most people buying homes today know
that a fixed-rate is the way to go. This means your payment amount is
fixed for the life of the term. If your mortgage payment is $500 today,
then it will still be $500 a month in 10 years. This allows for people
to budget and make solid financial plans. The sub-prime crisis meant
many homeowners with adjustable rate mortgages saw their monthly
payments rise and then rise some more. Homeownership, though, generally
comes with a predictable table of expenditures. Even the big purchases
are predictable. You know most roofs last just 15 years (or so). You
know that each year you'll need to pay for the gutters to be cleaned,
and so on.
4. Ownership: Okay, this is a given. Homeownership means you
"own" your home. That comes with some incredible perks, though! You can
renovate, update, paint, and decorate to your heart's desire. You can
plant trees, install a pool, expand the patio, or do holiday decorating
that would rival the Kranks (if the HOA allows!). The bottom line is
this is your home and you can personalize it to your taste. Most renters
are stuck with the same beige walls and beige carpet that has been
standard apartment decor for 20 years. Now is your chance to let your
home speak!
5. Great Deals: It's a great time to buy. Interest rates are at
historic lows. We're talking 4.0 percent instead of 6.0 or higher. This
means big savings for today's buyers. Home prices have also taken a dip
since the recession, which means homes are more affordable than ever. If
you have steady income and cash for a downpayment, then be sure to talk
to your local real estate agent about what homes in your area could be a
fit for you.
Homeownership can be a real joy. It's time to get off the fence and into a home that is right for you!
Published: November 2, 2011
Top 10 Tips for Sellers
January 30th 2012 |
Read this article on Realtytimes.com:
http://realtytimes.com/rtpages/20120111_sellertips.htmTop 10 Tips for Sellers
by Carla Hill
Today’s sellers may face challenging conditions in many markets, but
that doesn’t mean choosing to sell is a bad idea. There are many reasons
to sell and most are good ones.
Here are ten tips to get you on your way to getting your home sold.
1. Hire a Professional. This is no time to be navigating
the rough waters of the real estate market on your own. You want someone
who can help you accurately price your home, bring in potential buyers,
handle contracts, and market your home to the masses.
2. Fully Disclose. Are you selling because your current
home needs more work than you can handle? Are there infestation problems
you’d rather not talk about? You must disclose all of these facts to
potential buyers. If they find out after the fact that you withheld
information you could be in a whole heap of trouble.
3. Be Realistic about Pricing. It is much wiser to price a
home correctly from the start of the selling process than to have an
overpriced home sit on the market for months only to have to do a price
reduction. You get much more traffic on a well-priced home and newly
listed home.
4 . Detach Emotions. Sellers may have the inclination
towards adding sentimental value to a home. They see the memories and
work they’ve put into a property and think every buyer should recognize
this. This kind of attachment will make it harder to make smart and
timely decisions about offers.
5. Be Involved. Yes, you’ve hired a professional to handle
the legwork and legality of your sale, but you’ll rest much easier at
night if you understand the process and all that is going on. Be sure to
have regular conversations with your agent.
6. Stage your Home. Staging is a perfect way to help
buyers see the true potential of each room. This may mean, however, that
you have to tone down your own style and pack away any clutter or
extraneous decor.
7. Don’t Hover. Sellers can put a lot of heart and soul
into staging and getting a home ready for the market. They might want to
hang out during an open house. Resist the urge. This makes it very
uncomfortable for buyers. So, during showings of any kind, be sure to
make yourself scarce.
8. The Next Step. Are you going to be buying another home?
Have you decided to rent? Under normal sales, you’ll have plenty of
time to make arrangements, but you also might get a buyer who needs to
move in right away. Be ready to take your next step.
9. Be Flexible. It’s no secret that today’s market can be
challenging for many sellers. Some markets have seen sharp price
declines and shallow buyer pools. This means you need to be flexible on
both price and terms. Don’t compromise on your bottom line, but
understand that you must be willing to negotiate.
10. Positivity. Focus on the good in today’s market. Pull
your attention to the feedback you get from your agent and prospective
buyers! Most of all, don’t get discouraged. You will find a buyer!
Selling in today’s market can be a tough, but rewarding. So, whether
you’re selling to move up, downsize, avoid foreclosure, or are following
a job, be sure to keep these ten tips in mind for smooth sailing.
Published: January 11, 2012
Buyers: Making the Right Choice
January 29th 2012 |
Read this article on Realtytimes.com:
http://realtytimes.com/rtpages/20111130_rightchoice.htmBuyers: Making the Right Choice
by Carla Hill
There are so many different homes to choose from during the buying process. How can you be sure to make the right choice?
From condos, downtown neighborhoods, suburbs, and country homes, there's a perfect fit for every buyer.
To make the best decision you need to be sure to really give time
to your decision making process. Yes, your gut can take you in the
right direction, but don't be one of the many buyers that falls prey to
listening only to their hearts, ending up biting off more than they can
chew.
Some homes take more work than others. This goes double for older
homes. The same can be said for many foreclosed houses. The price tag
might be appealing or you might love the styling of the home, but keep
in mind that much of a home's value is actually in its condition.
This is why it is imperative to have an inspection done on any
home you are considering buying. Additionally, you should have a clause
in your contract that states if the inspection comes back
unsatisfactorily that you, the buyer, have the right to end the contract
to buy.
Different homes also comes with different lifestyle factors. Some
buyers love the idea of having everything within walking distance. They
like spending their extra time meeting friends for dinner and drinks or
perusing the latest art exhibit. Could a condo be a good fit? It's a
definite possibility.
Homeownership comes with its share of time intensive
responsibilities. Lawns need upkeeping. Repairs need made. A condo can
give you the location you desire without all the extra maintenance you'd
find with a single-family home. That means extra time for the things
that really matter to you!
Condos, while low maintenance, however, can also have their
downsides. You will share walls, common areas, and amenities with
neighbors. If you are an extremely private person, then condo living may
not be for you.
Do you prefer a more isolated setting? Many people love the idea
of country life. Just keep in mind that the further you are from people,
the further you are from grocery stores, hospitals, and restaurants.
A suburban lifestyle has gained popularity over the last 20
years. Cities expanded to welcome their growing populations that wanted,
and could afford, newer homes with their own nearby shopping centers.
School systems can be very good and most areas boast lovely street
designs thanks to urban planning.
The real key is to decide what lifestyle is best for you and your
family. Once you've decided this, you'll be able to zero on the best
location. Next, be sure to consider more than just the price tag of a
home. Consider upkeep costs, area taxes, needed repairs, and even future
salability. Do your due diligence and you're sure to make the right
choice!
Published: November 30, 2011
Relying On An Agent
January 28th 2012 |
Read this article on Realtytimes.com:
Relying On An Agent
by Carla Hill
The latest NAR Profile of Home Buyers and Sellers showed a growing trend among recent buyers.
The latest figures show that 89 percent of buyers purchased their
home with the help of a real estate agent or broker. This is a sharp
increase from a decade ago in 2001, when only 69 percent of buyers
enlisted the help of an agent or broker.
Why do today's buyers buyers choose to work with an agent? Let's
look at just a few of the many reasons an agent can be your biggest
ally.
First, agents are licensed professionals, which means they had to
complete coursework and pass an exam in order to become and agent. They
have the education and experience to help you navigate what will be one
of the biggest purchases of your life.
They also have access to a wide range of properties and can guide
you to those that are the best fit for you, which can save you time and
energy. If you are unsure what type of property you're interest in, an
agent can help explain the pros and cons of things such as condo life
versus single-family detached living.
Where are the up and coming neighborhoods? Which areas are more
walkable or have access to better schools? These are all issues an agent
deals with daily.
They can also ease the burden of buying by simplifying the
process. They set up showings, drive you to appointments if needed, and
help you handle the intricacies of negotiations.
Today's market also presents challenges that simply weren't
present or didn't dominate the market a decade ago. Buyers are faced
with some great deals, but through some complicated channels, such as
short sale or foreclosure. How does one handle these sort of contracts?
Your agent or broker will know.
According to the NAR, "More than ever home buyers are relying on
real estate agents and brokers to help them with their home purchase
regardless of whether the home they are buying is a foreclosure, short
sale, or even a FSBO sale because they need a real estate agent to help
them through the process."
Finally, buyers are unsure if now is really a good time to buy.
They need to rely on someone with local market knowledge. Is this a good
neighbor to invest in? Are prices still dropping in this community? How
long do homes take to sell? What is the median selling price? Buyers
want the best deal out there.
The 2011 Profile found that more buyers are opting against dual
agency, where the agent represents both the buyer and seller. This could
signal that today's buyers are very cautious about getting into the
market. While a dual agent isn't supposed to harbor any bias, buyers now
want to be extra sure they are getting the best deal possible. In fact,
"60 percent of recent buyers had an oral or written arrangement with
the real estate agent or broker so that the buyer's agent only
represented the buyer and not the seller."
If you are considering entering buying a home this year, be sure
to strongly consider using a real estate agent. They could be your
biggest ally.
Published: January 17, 2012
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